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Liability Coverage

Why is Medical Professional Liability Coverage important?

  • US medical liability insurance usually does not cover the medical professional once he/she leaves US soil.
  • Medical professionals are often called upon to administer medical care to fellow travelers or team members on airplanes and in international airports.
  • Media access in even the remotest locations has increased knowledge of medical malpractice litigation as a lucrative endeavor.
  • Churches and others can be included in malpractice litigation brought against an individual medical professional.
  • In many countries medical professionals may be imprisoned if unable to pay retribution to the patient’s family in the event of death or severe injury.

What is available?

  • Medical Professional Liability coverage is available by participation in the International Helpers (Guernsey) Trust that is facilitated by Gallagher Charitable.
  • Coverage is available for physicians, dentists, chiropractors, physician assistants, nurse practitioners, registered nurses, pharmacists, physical therapists, occupational therapists and various medical technicians.
  • All medical care that is given outside of the US and Canada, and is within the practitioner's level of certification, is covered.
  • Individual physicians, surgeons, nurses and various medical technicians or groups of these people stationed abroad for long periods may participate in an annual arrangement.
  • Legal suits can be filed anywhere in the world including the US.

How to obtain coverage?

  • Contact Gallagher Charitable – https://www.travelwithgallagher.com/
    Email: Gallagher_Charitable_MPL@ajg.com | P: 800.922.8438 | F: 864.239.2435 | Mail: P.O. Box 2860 Greenville, SC 29602 
  • The International Helpers (Guernsey) Trust website www.internationalhelpers.co.gg requires a User Name and Password to participate in the Trust. This will be assigned by Gallagher Charitable.
  • A Group Short-Term Medical Professional Volunteer Enrollment and Participation Agreement must be completed.
  • For medical teams the medical professionals names must be submitted prior to the trip with the following information:
    • Name
    • Date of birth
    • Contact information
    • Dates of the trip – number of days
    • Medical license number
    • State of licensure
    • DEA number (requested on the International Helpers website but is not required).
    • Nature of practice
    • License in good standing?
  • Payment for the total team expense may be made via check or credit card (fee applicable) to Gallagher Charitable.
  • The registration information and Trust payment will be sent on to International Helpers by Gallagher Charitable.
  • A confirmation from the Trust including all the names and medical professionals’ information will be sent.

(Field Ministries/Insurance/Medical Liability 07'20)